{"id":1073,"date":"2011-07-08T15:18:06","date_gmt":"2011-07-08T21:18:06","guid":{"rendered":"http:\/\/www.jedwardknight.com\/newsite\/?page_id=1073"},"modified":"2023-01-12T09:36:52","modified_gmt":"2023-01-12T15:36:52","slug":"excess-liability","status":"publish","type":"page","link":"https:\/\/www.jedwardknight.com\/insurance-maine\/insurance\/commercial-insurance\/excess-liability\/","title":{"rendered":"Excess Liability"},"content":{"rendered":"<link rel=\"stylesheet\" href=\"https:\/\/www.agencyinfo.net\/__ivai\/__ivai_page_styles.css\">\n<section class=\"ivai2\">\n<p>  <!-- \u2500\u2500 Header \u2500\u2500 --><\/p>\n<div data-a=\"1\">\n<div class=\"ivai2-eyebrow\">\n      <span class=\"ivai2-eyebrow-rule\"><\/span>J. Edward Knight & Co.\n    <\/div>\n<h2 class=\"ivai2-headline\">Umbrella &amp; Excess Liability Insurance throughout Maine<\/h2>\n<div class=\"ivai2-headline-rule\"><\/div>\n<\/p><\/div>\n<p>  <!-- \u2500\u2500 Intro: text left \u00b7 image right \u2500\u2500 --><\/p>\n<div class=\"ivai2-intro\" data-a=\"2\">\n<div class=\"ivai2-intro-text\">\n<p>Your financial security can be put at risk if you are legally liable for damage to someone&#8217;s property or if someone is injured as a result of your business operation. No matter how thoroughly you have been trained in your line of business, you are not fully protected unless you have adequate liability insurance.<\/p>\n<p>J. Edward Knight & Co. in , Maine can help you secure the umbrella and excess liability coverage that protects your business beyond the limits of your primary policies.<\/p>\n<\/p><\/div>\n<div class=\"ivai2-intro-visual\">\n<div class=\"ivai2-intro-visual-inner\">\n        <img decoding=\"async\"\n  src=\"https:\/\/cdn.agencyinfo.net\/__ivwp\/images\/commercial-liability.jpg\"\n  style=\"display:block; margin:0 auto; max-width:90%; width:100%; border-radius:10px;\"\n  title=\"Commercial Excess Liability Insurance\"\n  alt=\"Court looking building with the word Insurance engraved on it\"\n\/>\n      <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>  <!-- \u2500\u2500 Metrics strip \u2500\u2500 --><\/p>\n<div class=\"ivai2-metrics\" data-a=\"3\">\n<div class=\"ivai2-metric\">\n<div class=\"ivai2-metric-bar\"><\/div>\n<div class=\"ivai2-metric-lbl\">High Limits<\/div>\n<div class=\"ivai2-metric-val\">Available<\/div>\n<\/p><\/div>\n<div class=\"ivai2-metric\">\n<div class=\"ivai2-metric-bar\"><\/div>\n<div class=\"ivai2-metric-lbl\">Broad Coverage<\/div>\n<div class=\"ivai2-metric-val\">Yes<\/div>\n<\/p><\/div>\n<div class=\"ivai2-metric\">\n<div class=\"ivai2-metric-bar\"><\/div>\n<div class=\"ivai2-metric-lbl\">Legal Defense<\/div>\n<div class=\"ivai2-metric-val\">Included<\/div>\n<\/p><\/div>\n<div class=\"ivai2-metric\">\n<div class=\"ivai2-metric-bar\"><\/div>\n<div class=\"ivai2-metric-lbl\">Catastrophic<\/div>\n<div class=\"ivai2-metric-val\">Protected<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>  <!-- \u2500\u2500 CTA band \u2500\u2500 --><\/p>\n<div class=\"ivai2-cta\" data-a=\"4\">\n<div class=\"ivai2-cta-content\">\n<div class=\"ivai2-cta-heading\">One major lawsuit can threaten your entire business.<\/div>\n<p class=\"ivai2-cta-sub\">The professionals at J. Edward Knight & Co. in , Maine will help you build a liability protection program that gives you confidence.<\/p>\n<\/p><\/div>\n<div class=\"ivai2-cta-action\">\n      <br style=\"height:1em\" \/>\r\n<p><a class=\"longquoteserviceformbuttons\" href=\"https:\/\/www.jedwardknight.com\/insurance-maine\/online-quotes\/\"><i class=\"fa fa-shopping-cart fa-1x\" style=\"margin: 0 14px 0 0;\"><\/i>QUOTE ME NOW<\/a><\/p>\r\n<br style=\"height:1em\" \/>\n    <\/div>\n<\/p><\/div>\n<p>  <!-- \u2500\u2500 Body \u2500\u2500 --><\/p>\n<div data-a=\"5\">\n<p class=\"ivai2-lead\">Umbrella policies offer additional protection for catastrophes, unusual exposures, and additional liability limits beyond underlying insurance coverages.<\/p>\n<div class=\"ivai2-callout\">\n<p>They provide affordable high limits and broad coverage that goes beyond the scope of your primary policies \u2014 giving you the peace of mind that comes from knowing your business is truly protected.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<p>  <!-- \u2500\u2500 Coverage section \u2500\u2500 --><\/p>\n<div class=\"ivai2-section-tag\" data-a=\"6\">Coverages Available<\/div>\n<div data-a=\"7\">\n<h3 class=\"ivai2-cov-heading\">Umbrella &amp; Excess Liability Insurance throughout Maine \u2014 Coverages Can Include:<\/h3>\n<ul class=\"ivai2-coverage\" style=\"padding:0;list-style:none;\">\n<li class=\"ivai2-cov-item\" style=\"list-style:none;\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Excess limits over primary policies\n      <\/li>\n<li class=\"ivai2-cov-item\" style=\"list-style:none;\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Broad form coverage extensions\n      <\/li>\n<li class=\"ivai2-cov-item\" style=\"list-style:none;\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Legal defense costs\n      <\/li>\n<li class=\"ivai2-cov-item\" style=\"list-style:none;\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Defense from first dollar\n      <\/li>\n<li class=\"ivai2-cov-item\" style=\"list-style:none;\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        $1M+ per occurrence limits\n      <\/li>\n<li class=\"ivai2-cov-item\" style=\"list-style:none;\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Catastrophic event protection\n      <\/li>\n<li class=\"ivai2-cov-item\" style=\"list-style:none;\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Gaps in underlying coverage\n      <\/li>\n<li class=\"ivai2-cov-item\" style=\"list-style:none;\">\n        <svg class=\"ivai2-cov-chk\" width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\"><circle cx=\"8.5\" cy=\"8.5\" r=\"7.75\" stroke=\"#3d5a80\" stroke-width=\"1.5\"\/><path d=\"M5.5 8.5l2.2 2.2 3.8-3.8\" stroke=\"#3d5a80\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/><\/svg><br \/>\n        Personal injury liability\n      <\/li>\n<\/ul><\/div>\n<p>  <!-- \u2500\u2500 Amber callout \u2500\u2500 --><\/p>\n<div class=\"ivai2-callout ivai2-callout-amber\" data-a=\"8\">\n<p>Contact J. Edward Knight & Co. in , Maine to discuss umbrella and excess liability insurance for your business.<\/p>\n<\/p><\/div>\n<\/section>\n<p><script defer src=\"https:\/\/static.cloudflareinsights.com\/beacon.min.js\/v833ccba57c9e4d2798f2e76cebdd09a11778172276447\" integrity=\"sha512-57MDmcccJXYtNnH+ZiBwzC4jb2rvgVCEokYN+L\/nLlmO8rfYT\/gIpW2A569iJ\/3b+0UEasghjuZH\/ma3wIs\/EQ==\" data-cf-beacon='{\"version\":\"2024.11.0\",\"token\":\"fe4e3484786740c0821a1914343f2941\",\"r\":1,\"server_timing\":{\"name\":{\"cfCacheStatus\":true,\"cfEdge\":true,\"cfExtPri\":true,\"cfL4\":true,\"cfOrigin\":true,\"cfSpeedBrain\":true},\"location_startswith\":null}}' crossorigin=\"anonymous\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>J. Edward Knight &#038; Co. Umbrella &amp; Excess Liability Insurance throughout Maine Your financial security can be put at risk if you are legally liable for damage to someone&#8217;s property or if someone is injured as a result of your business operation. No matter how thoroughly you have been trained in your line of business, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":145,"menu_order":8,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","footnotes":""},"class_list":["post-1073","page","type-page","status-publish","hentry","entry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.jedwardknight.com\/insurance-maine\/wp-json\/wp\/v2\/pages\/1073","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jedwardknight.com\/insurance-maine\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.jedwardknight.com\/insurance-maine\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.jedwardknight.com\/insurance-maine\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jedwardknight.com\/insurance-maine\/wp-json\/wp\/v2\/comments?post=1073"}],"version-history":[{"count":0,"href":"https:\/\/www.jedwardknight.com\/insurance-maine\/wp-json\/wp\/v2\/pages\/1073\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.jedwardknight.com\/insurance-maine\/wp-json\/wp\/v2\/pages\/145"}],"wp:attachment":[{"href":"https:\/\/www.jedwardknight.com\/insurance-maine\/wp-json\/wp\/v2\/media?parent=1073"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}