Excess Liability

Umbrella Policy for Your Maine Business

You must protect your customers from potential injury – your financial security can be put at risk if you are legally liable for damage to someone's property or if someone is injured as a result of your business operation. No matter how thoroughly you have been trained in your line of business, you are not fully protected unless you have liability insurance.

Commercial Liability Insurance

Umbrella Liability Insurance For Your Business

Umbrella policies offer additional protection for catastrophes, unusual exposures, and additional liability limits beyond underlying insurance coverages.

  • High limits – Affordable protection of $1,000,000 or more for each occurrence in excess of the underlying insurance.
  • Broad coverage – Protection goes beyond the scope of limits provided by the underlying coverage.
  • Legal costs in addition to limits – Legal defense costs are covered in addition to the umbrella limits of liability.
  • Legal defense from the first dollar – If the underlying policy does not provide this protection, legal defense and settlement costs are covered from the first dollar.

 

Umbrellas Can Also Include:

  • Coverage for tenants' property damage liability
  • Medical Payments
  • Expanded Fire Damage – Coverage is extended to apply not only as a result of fire, but also explosion, release of smoke from an unfriendly fire, or sprinkler leakage incidents
  • Coverage is provided for additional insureds when required by written contract
  • Extended Property Damage – coverage is provided for bodily injury and property damage resulting from the use of reasonable force to protect persons or property
  • Additional insured status is extended to employees who provide professional health services when this exposure is incidental

Our umbrella policies can be designed to meet your specific needs for a well-rounded business insurance program.



Quote ME Now

 





Contact

J. Edward Knight & Co.
157 Townsend Avenue
Boothbay Harbor, ME 04538

Office Hours: M-F 8am-5pm
Tel: (207) 633-4423
Toll Free: (800) 898-4423
Fax: (207) 633-7151
After Hrs Claims: (207) 380-0009
Email: info@nulljedwardknight.com

Location Finder:


Boothbay Harbor, ME New Harbor, ME Vinalhaven, ME Rockland, ME Bath, ME

Recent Posts

Here's a little quiz. Where is your Social Security card right now? What about your passport? Your birth certificate? Choose one:In the safe deposit box at my bank or in [...more]
VIEW THIS POST → Be Sure to Super Protect Your Super IDs

Did you get your kids a smartphone or tablet this holiday season? With schools using technology in classes and kids being exposed to these devices at an early age, the [...more]
VIEW THIS POST → Smart Parents Monitor Smartphone & Tablet Gifts

Tips for Surviving Severe Cold WeatherMuch of the country periodically experiences severe and sustained cold weather, with snowfalls interspersed with periods of melting and freezing. This can inflict considerable damage [...more]
VIEW THIS POST → Tips for Surviving Severe Cold Weather

It goes without saying that one area's definition of a blizzard is not necessarily another area's definition. Yet all things being equal - when it's best to stay home then [...more]
VIEW THIS POST → Early Preparation for a Winter Blizzard

With the holiday season fast approaching, many of us are out shopping and enjoying the festivities. In this joyous atmosphere, we also need to be aware of our surroundings and [...more]
VIEW THIS POST → Holiday Shopping: 12 Precautions to Protect Youself & Your Property


Site Translator


Subscribe For Updates

Don't Miss It: Signup for our e-list and we'll automatically send you occasional updates about new items posted to our site.

When signing up you will initially receive a confirmation email requiring your approval to complete the registration. Our strict privacy policy keeps your email address 100% safe & secure.